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An estate plan is more than just a Last Will & Testament.  It also includes a Durable Power of Attorney, a Designation of Health Care Surrogate or Health Care Power of Attorney, a Living Will, and often a Trust, a Pre-need Designation of a Guardian for a Minor Child or a Pre-need Designation of a Guardian or...

A Trust is a legal arrangement through which property is owned and managed by a person or entity for the benefit of another.  Many people are told they need a trust, but do not understand why a trust would be necessary in their circumstances.  Some of the most common reasons people are told they need a trust are to...