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What Is an ABLE Account?

An ABLE account is a special savings account for people with disabilities created by the Achieving a Better Life Experience Act (ABLE) of 2014.  The purpose of these accounts is to allow people with disabilities to save money in a tax-favored way without jeopardizing means-tested benefits like Medicaid, SNAP (formerly...

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Can I Use Internet Forms For My Estate Planning?

I give a lot of community presentations estate planning.  At these presentations, the most common question get is: Can I use internet forms to do my estate planning? The answer I give in my presentation is from the old Fram Oil Filter commercial: "The choice is yours. Pay me now. Or, pay me later."  In essence, use of...

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Can I Leave Money To A Charity In My Will?

In life we passionately support the charities we love.  However, we often believe we can no longer do so after we die.  A common misunderstanding is that one must be wealthy to leave money to a charity in an estate plan.  When I ask my clients about leaving money to their favorite charity in their estate plan, they often...

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Avoiding Hurricane Repair Scams

After natural disasters, unlicensed contractors and scammers come into the affected areas.  Many promise quick repairs, discount prices, or unobtainable results. Be skeptical.  It is often impossible for people to promise immediate clean-up and debris removal in the aftermath of disaster.  Be aware that many may engage in...

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Pet Safety During a Hurricane

Sixty percent of Americans own some type of pet.  These furry family members bring us happiness, assistance, and support.  Pet safety is essential during a hurricane.  If you own a pet, comfort animal or a service animal, it is essential that you have a disaster plan that includes that animal's care and safety. Prior To a...

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Hurricane Preparedness for Home-Bound Elders

Floridians think about hurricane preparedness from June 1 through November 30 each year.  Special news casts alert residents to the need for survival kits.  Each named storm puts a new set of communities in its path on alert for floods, winds and storm warnings.  We are inundated with pamphlets and newspaper inserts about...

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