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What is Managed Care or a Managed Care Plan?

Managed care is a form of health insurance.  It is a health or long term care delivery system in which a managed care organization is responsible for providing health or long term care to the individuals enrolled in their organizations.  Managed care plans as health...

Is a Hand-written Will Valid?

A handwritten Last Will and Testament is referred to as a holographic Will, which is also by the individual making it.  Holographic wills are often written in emergency situations such as when the individual is facing death.  Because of the circumstances, they are not...
Avoid Family Conflict Through Communication

Avoid Family Conflict Through Communication

One source of conflict in families that are providing long term care for a loved one is a lack of or perceived lack of communication between family members about the individual receiving care.  This conflict can sometimes erupt into stressful family arguments that...

Do I need a trust?

A Trust is a legal arrangement through which property is owned and managed by a person or entity for the benefit of another.  Many people are told they need a trust, but do not understand why a trust would be necessary in their circumstances.  Some of the most common...

Happy Birthday Social Security!

On August 14, 1935, at 3:30 pm ET, the same time of day I am posting this, President Franklin Delano Roosevelt signed the Social Security Act into law. The act provided benefits to retirees, ensuring the elderly in the United States had a “decent subsistence” and...

Identity Theft: What it is and How to Prevent it

What Is Identity Theft? It occurs when your personal information is used by another, without consent, for the purpose of committing fraud and other crimes. You may be unaware your information has been used inappropriately until you are denied credit or receive a bill...