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What is a “Benefit Period”?

A benefit period under Medicare is also referred to as a “spell of illness”.  It defines a period of time over which Medicare benefits pay and certain co-pays apply. A spell of illness begins on the day a Medicare patient is admitted to a hospital or...

What Is Medicare?

Medicare is a federal health insurance program for individuals age 65 or older or individuals with a disability.  To qualify for Medicare, an individual or his spouse must have worked and paid Medicare taxes for at least 10 years.  An individual is also eligible if a...